How to make sense of investment options in 2021

Understanding Finance & Investments in 2021

Not so long ago the thought of someone stashing their cash under their mattress was laughable. Nowadays, with inflation on the rise, savings accounts yields at below 0.5% APY and traditional banks doing their best to restrict access to your own funds, it doesn’t seem such a bad idea anymore.

The downside to having your money under your mattress (or more likely in a personal safe) is that it is decreasing the longer you leave it. 

You could argue that you are a good little saver and have been increasing that stash by a decent percentage per annum.

The problem is that in order to beat inflation the percentage you save has to increase yearly. Which is hard to achieve if the price of living is increasing.

So the only way to manage this is to make your savings work for you.

The traditional investment options

Historically the first port of call has been high yield savings accounts such as CD’s.

Sadly these type of products are offering very little in the way of returns even though you have to commit to locking your funds up for a certain amount of time.

Another popular investment tool has been cash ISA’s which allow you to lock away a certain amount of money per year, the interest of which is tax free for as long as you hold that ISA.

However, cash ISA’s are offering the same low yields as CD’s (roughly 0.5% APY at best) which may be suitable for a small portion of your portfolio but for the lion’s share you should be looking towards something more rewarding.

Other traditional investment options include stocks and shares ISA’s, Funds, Investment Trusts, ETF’s, VCT’s and Bonds.

All of these are viable ways to vary your portfolio and more importantly put your money to work. We will provide an introduction to all of these over time. However, our core interest lies in the new wave of financial products associated with cryptocurrency world. 

Alternative investment options

Playboy Cartel has been created to help you explore the world of, what we like to call, alternative banking and investing. We believe that your savings have been benefiting and ultimately enriching the traditional banking sector for far too long without sufficiently rewarding you, this needs to stop. 

Throughout this website we’ll take you through the ins and outs of a variety of alternative products and tactics that will help you create a plan to really make your finances work for you in the long term. 

Companies such as Nexo and Crypto.com are offering as much as 12-14% interest on your savings with both fixed term and flexible options available. These are the simpler starter options with little to no work (other than researching the products and reading the terms and conditions) needed on your part. 

As you can see the rewards are significantly higher than the traditional sector and the options don’t stop there. As you delve down the rabbit hole and increase your risk exposure the rewards increase further.

We’ll touch on Staking, Yield Farming, Trading, long term crypto investments, seed funding, crypto funds and trusts among other many other investments.

We’re not advising completely against the traditional products that are available, our aim is merely to offer you alternatives. We absolutely believe you should never have all your eggs in one basket, hence why we encourage a balance of traditional and alternative products with a variety of risk exposure.

Investing is changing…

The investment and banking markets are changing and the new models are offering some incredible opportunities that you should be taking advantage of and our aim is to help you smoothly navigate this field. 

It has to be said with investments, beyond basic savings accounts, there are risks that have to be acknowledged.

There is no such thing as a risk free investment though some products do offer significantly lower risks than others. When introducing you to a new product we will always outline the risks as well as the benefits so that you can make decisions with all the information at hand.

No one should ever invest more than they are able to lose in any product regardless of how low the risk seems.  

We are not a fund and will not offer to manage your money or investments, we are merely showing you the options at hand.

We are also not financial advisors and are not offering advice on where or how you should invest your funds.

We are merely highlighting the products that are on offer. 

Some of the companies mentioned we do have affiliations with but we will always make that clear in the article.

Here at Playboy Cartel we just want to share the various tools that could enable you to increase your wealth thereby increasing your quality of life.

We believe that life is for living and the key to that is making sure your finances work for you.

With the right planning and sufficient research the future is always bright as part of the Playboy Cartel.

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  25. Whether you believe in God or not, this message is a “must-read”!!

    Throughout time, we can see how we have been slowly conditioned to come to this point where we are on the verge of a cashless society. Did you know that the Bible foretold of this event almost 2,000 years ago?

    In the last book of the Bible, Revelation 13:16-18, we will read,

    “He (the false prophet who deceives many by his miracles–Revelation 19:20) causes all, both small and great, rich and poor, free and slave, to receive a mark on their right hand or on their foreheads, and that no one may buy or sell except one who has the mark or the name of the beast, or the number of his name.

    Here is wisdom. Let him who has understanding calculate the number of the beast, for it is the number of a man: His number is 666.”

    Speaking to the last generation, this could only be speaking of a cashless society. Why? Revelation 13:17 states that we cannot buy or sell unless we receive the mark of the beast. If physical money was still in use, we could buy or sell with one another without receiving the mark. This would contradict scripture that states we need the mark to buy or sell!

    These verses could not be referring to something purely spiritual as scripture references two physical locations (our right hand or forehead) stating the mark will be on one “OR” the other. If this mark was purely spiritual, it would indicate both places, or one–not one OR the other!

    This is where it really starts to come together. It is shocking how accurate the Bible is concerning the implantable RFID microchip. This is information from a man named Carl Sanders who worked with a team of engineers to help develop this RFID chip:

    “Carl Sanders sat in seventeen New World Order meetings with heads-of-state officials such as Henry Kissinger and Bob Gates of the C.I.A. to discuss plans on how to bring about this one-world system. The government commissioned Carl Sanders to design a microchip for identifying and controlling the peoples of the world—a microchip that could be inserted under the skin with a hypodermic needle (a quick, convenient method that would be gradually accepted by society).

    Carl Sanders, with a team of engineers behind him, with U.S. grant monies supplied by tax dollars, took on this project and designed a microchip that is powered by a lithium battery, rechargeable through the temperature changes in our skin. Without the knowledge of the Bible (Brother Sanders was not a Christian at the time), these engineers spent one-and-a-half-million dollars doing research on the best and most convenient place to have the microchip inserted.

    Guess what? These researchers found that the forehead and the back of the hand (the two places the Bible says the mark will go) are not just the most convenient places, but are also the only viable places for rapid, consistent temperature changes in the skin to recharge the lithium battery. The microchip is approximately seven millimeters in length, .75 millimeters in diameter, about the size of a grain of rice. It is capable of storing pages upon pages of information about you. All your general history, work history, criminal record, health history, and financial data can be stored on this chip.

    Brother Sanders believes that this microchip, which he regretfully helped design, is the “mark” spoken about in Revelation 13:16–18. The original Greek word for “mark” is “charagma,” which means a “scratch or etching.” It is also interesting to note that the number 666 is actually a word in the original Greek. The word is “chi xi stigma,” with the last part, “stigma,” also meaning “to stick or prick.” Carl believes this is referring to a hypodermic needle when they poke into the skin to inject the microchip.”

    Mr. Sanders asked a doctor what would happen if the lithium contained within the RFID microchip leaked into the body. The doctor replied by saying a terrible sore would appear in that location. This is what the book of Revelation says:

    “And the first (angel) went, and poured out his vial on the earth; and there fell a noisome and grievous sore on the men which had the mark of the beast, and on them which worshipped his image” (Revelation 16:2).

    You can read more about it here–and to also understand the mystery behind the number 666: https://2RUTH.ORG

    The third angel’s warning in Revelation 14:9-11 states,

    “Then a third angel followed them, saying with a loud voice, ‘If anyone worships the beast and his image, and receives his mark on his forehead or on his hand, he himself shall also drink of the wine of the wrath of God, which is poured out full strength into the cup of His indignation. He shall be tormented with fire and brimstone in the presence of the holy angels and in the presence of the Lamb. And the smoke of their torment ascends forever and ever; and they have no rest day or night, who worship the beast and his image, and whoever receives the mark of his name.'”

    Great hope is in our midst, and is coming in a mighty way–the greatest revival for Jesus in the history of the world where we will see the most souls come to Him of all tribes, tongues, nations, and peoples (Rev. 7:9-10); for we have this promise in God’s Word in the midst of these dark times:

    “Then I saw an angel coming down from heaven, having the key to the bottomless pit and a great chain in his hand. He laid hold of the dragon, that serpent of old, who is the Devil and Satan, and bound him for a thousand years (not literal–rather a spiritual label for time spent in eternity); and he cast him into the bottomless pit, and shut him up, and set a seal on him, so that he should deceive the nations no more till the thousand years were finished. But after these things he must be released for a little while (when the Antichrist and false prophet will rise up and God will test the world).” (Revelation 20:1-3)

    “The coming of the lawless one (the Antichrist) is according to the working of Satan, with all power, signs, and lying wonders, and with all unrighteous deception among those who perish, because they did not receive the love of the truth, that they might be saved. And for this reason God will send them strong delusion, that they should believe the lie, that they all may be condemned who did not believe the truth but had pleasure in unrighteousness.” (2 Thessalonians 2:9-12)”

    Who is Barack Obama, and why is he still around?

    So what’s in the name? The meaning of someone’s name can say a lot about a person. God throughout history has given names to people that have a specific meaning tied to their lives. How about the name Barack Obama? Let us take a look at what may be hiding beneath the surface.

    Jesus states in Luke 10:18, “…I saw Satan fall like lightning from heaven.”

    The Hebrew Strongs word (H1299) for “lightning”: “bârâq” (baw-rawk)

    In Isaiah chapter 14, verse 14, we read about Lucifer (Satan) saying in his heart:

    “I will ascend above the heights of the clouds, I will be like the Most High.”

    In the verses in Isaiah that refer directly to Lucifer, several times it mentions him falling from the heights or the heavens. The Hebrew word for the heights or heavens used here is Hebrew Strongs 1116: “bamah”–Pronounced (bam-maw’)

    In Hebrew, the letter “Waw” or “Vav” is often transliterated as a “U” or “O,” and it is primarily used as a conjunction to join concepts together. So to join in Hebrew poetry the concept of lightning (Baraq) and a high place like heaven or the heights of heaven (Bam-Maw), the letter “U” or “O” would be used. So, Baraq “O” Bam-Maw or Baraq “U” Bam-Maw in Hebrew poetry similar to the style written in Isaiah, would translate literally to “Lightning from the heights.” The word “Satan” in Hebrew is a direct translation, therefore “Satan.”

    So when Jesus told His disciples in Luke 10:18 that He beheld Satan fall like lightning from heaven, if this were to be spoken by a Jewish Rabbi today influenced by the poetry in the book of Isaiah, he would say these words in Hebrew–the words of Jesus in Luke 10:18 as, and I saw Satan as Baraq O Bam-Maw.

    The names of both of Obama’s daughters are Malia and Natasha. If we were to write those names backward (the devil does things in reverse) it would be “ailam ahsatan”. Now if we remove the letters that spell “Alah” (Allah being the false god of Islam), we get “I am Satan”. Mere chance? I don’t think so!

    Obama’s campaign logo when he ran as President in the year 2008 was a sun over the horizon in the west, with the landscape as the flag of the United States. In Islam, they have their own messiah that they are waiting for called the 12th Imam, or the Mahdi (the Antichrist of the Bible), and one prophecy concerning this man’s appearance is the sun rising in the west.

    “Then I saw another angel flying in the midst of heaven, having the everlasting gospel to preach to those who dwell on the earth—to every nation, tribe, tongue, and people— saying with a loud voice, ‘Fear God and give glory to Him, for the hour of His judgment has come; and worship Him who made heaven and earth, the sea and springs of water.'” (Revelation 14:6-7)

    Why have the words of Jesus in His Gospel accounts regarding His death, burial, and resurrection, been translated into over 3,000 languages, and nothing comes close (the Quran about 110 languages)? Because the same Spirit of God (YHVH) who created all people likewise transcends all people; therefore the power of His Word is not limited by people; while all other religions are man-made, therefore they tend to primarily stay within their own culture. The same God who speaks to all people through His creation of the heavens and earth that draws all people around the world likewise has sent His Word to the ends of the earth so that we may come to personally know Him to be saved in spirit and in truth through His Son Jesus Christ.

    Jesus stands alone among the other religions that say to rightly weigh the scales of good and evil and to make sure you have done more good than bad in this life. Is this how we conduct ourselves justly in a court of law? Bearing the image of God, is this how we project this image into reality?

    Our good works cannot save us. If we step before a judge, being guilty of a crime, the judge will not judge us by the good we have done, but rather by the crimes we have committed. If we as fallen humanity, created in God’s image, pose this type of justice, how much more a perfect, righteous, and Holy God?

    God has brought down His moral laws through the 10 commandments given to Moses at Mt. Siani. These laws were not given so we may be justified, but rather that we may see the need for a savior. They are the mirror of God’s character of what He has written in our hearts, with our conscious bearing witness that we know that it is wrong to steal, lie, dishonor our parents, murder, and so forth.

    We can try and follow the moral laws of the 10 commandments, but we will never catch up to them to be justified before a Holy God. That same word of the law given to Moses became flesh about 2,000 years ago in the body of Jesus Christ. He came to be our justification by fulfilling the law, living a sinless perfect life that only God could fulfill.

    The gap between us and the law can never be reconciled by our own merit, but the arm of Jesus is stretched out by the grace and mercy of God. And if we are to grab on, through faith in Him, He will pull us up being the one to justify us. As in the court of law, if someone steps in and pays our fine, even though we are guilty, the judge can do what is legal and just and let us go free. That is what Jesus did almost 2,000 years ago on the cross. It was a legal transaction being fulfilled in the spiritual realm by the shedding of His blood with His last word’s on the cross crying out, “It is finished!” (John 19:30).

    For God takes no pleasure in the death of the wicked (Ezekiel 18:23). This is why in Isaiah chapter 53, where it speaks of the coming Messiah and His soul being a sacrifice for our sins, why it says it pleased God to crush His only begotten Son.

    This is because the wrath that we deserve was justified by being poured out upon His Son. If that wrath was poured out on us, we would all perish to hell forever. God created a way of escape by pouring it out on His Son whose soul could not be left in Hades but was raised and seated at the right hand of God in power.

    So now when we put on the Lord Jesus Christ (Romans 13:14), where God no longer sees the person who deserves His wrath, but rather the glorious image of His perfect Son dwelling in us, justifying us as if we received the wrath we deserve, making a way of escape from the curse of death; now being conformed into the image of the heavenly man walking in a new nature, and no longer in the image of the fallen man Adam.

    Now what we must do is repent and put our trust and faith in the savior, confessing and forsaking our sins, and to receive His Holy Spirit that we may be born again (for Jesus says we must be born again to see and enter the Kingdom of God in John chapter 3). This is not just head knowledge of believing in Jesus, but rather receiving His words, taking them to heart, so that we may truly be transformed into the image of God. Where we no longer live to practice sin, but rather turn from our sins and practice righteousness through faith in Him in obedience to His Word by reading the Bible.

    Our works cannot save us, but they can condemn us; it is not that we earn our way into everlasting life, but that we obey our Lord Jesus Christ:

    Jesus says,

    “Not everyone who says to Me, ‘Lord, Lord,’ shall enter the kingdom of heaven, but he who does the will of My Father in heaven. Many will say to Me in that day, ‘Lord, Lord, have we not prophesied in Your name, cast out demons in Your name, and done many wonders in Your name?’ And then I will declare to them, ‘I never knew you; depart from Me, you who practice lawlessness!’ (Matthew 7:21-23)

    “And having been perfected, He became the author of eternal salvation to all who obey Him.” (Hebrews 5:9)

    “Now I saw a new heaven and a new earth, for the first heaven and the first earth had passed away. Also there was no more sea. Then I, John, saw the holy city, New Jerusalem, coming down out of heaven from God, prepared as a bride adorned for her husband. And I heard a loud voice from heaven saying, ‘Behold, the tabernacle of God is with men, and He will dwell with them, and they shall be His people. God Himself will be with them and be their God. And God will wipe away every tear from their eyes; there shall be no more death, nor sorrow, nor crying. There shall be no more pain, for the former things have passed away.’

    Then He who sat on the throne said, ‘Behold, I make all things new.’ And He said to me, ‘Write, for these words are true and faithful.’

    And He said to me, ‘It is done! I am the Alpha and the Omega, the Beginning and the End. I will give of the fountain of the water of life freely to him who thirsts. He who overcomes shall inherit all things, and I will be his God and he shall be My son. But the cowardly, unbelieving, abominable, murderers, sexually immoral, sorcerers, idolaters, and all liars shall have their part in the lake which burns with fire and brimstone, which is the second death.'” (Revelation 21:1-8)

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  53. I am extremely impressed with your writing skills as well as with the layout on your weblog. Is this a paid theme or did you modify it yourself? Either way keep up the nice quality writing, it抯 rare to see a great blog like this one nowadays..

  54. Thank you for your post. I really enjoyed reading it, especially because it addressed my issue. It helped me a lot and I hope it will also help others.

  55. Something else is that when searching for a good internet electronics shop, look for online stores that are constantly updated, trying to keep up-to-date with the most up-to-date products, the perfect deals, and helpful information on product or service. This will make certain you are getting through a shop that really stays on top of the competition and gives you what you ought to make educated, well-informed electronics purchases. Thanks for the essential tips I have learned from the blog.

  56. Thanks for your write-up. I also think laptop computers have become more and more popular lately, and now are sometimes the only type of computer utilised in a household. The reason is that at the same time that they’re becoming more and more economical, their computing power keeps growing to the point where they may be as powerful as desktop out of just a few years ago.

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  58. One thing I’d like to reply to is that weight loss program fast may be possible by the appropriate diet and exercise. Someone’s size not only affects appearance, but also the quality of life. Self-esteem, major depression, health risks, and physical skills are influenced in an increase in weight. It is possible to make everything right but still gain. Should this happen, a medical problem may be the root cause. While excessive food rather than enough workout are usually at fault, common health conditions and widespread prescriptions may greatly amplify size. Thanks a bunch for your post in this article.

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  60. Hiya! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My site looks weird when browsing from my apple iphone. I’m trying to find a template or plugin that might be able to resolve this problem. If you have any recommendations, please share. Appreciate it!

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  68. One thing I have actually noticed is that there are plenty of misconceptions regarding the financial institutions intentions any time talking about home foreclosure. One fairy tale in particular is the fact the bank would like your house. The lending company wants your hard earned money, not the home. They want the funds they gave you with interest. Averting the bank is only going to draw some sort of foreclosed final result. Thanks for your publication.

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  70. I am continuously invstigating online for ideas that can help me. Thx!

  71. I mastered more new things on this weight reduction issue. One particular issue is a good nutrition is tremendously vital while dieting. A massive reduction in junk food, sugary food items, fried foods, sweet foods, beef, and whitened flour products could be necessary. Holding wastes parasites, and poisons may prevent objectives for losing fat. While certain drugs in the short term solve the situation, the nasty side effects are certainly not worth it, and in addition they never present more than a temporary solution. It’s a known indisputable fact that 95 of celebrity diets fail. Thank you for sharing your opinions on this blog.

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  75. These days of austerity and also relative stress about taking on debt, a lot of people balk resistant to the idea of utilizing a credit card in order to make acquisition of merchandise or maybe pay for a trip, preferring, instead to rely on the actual tried along with trusted procedure for making repayment – cash. However, in case you have the cash on hand to make the purchase in whole, then, paradoxically, that’s the best time for you to use the credit card for several good reasons.

  76. Very nice article and straight to the point. I am not sure if this is actually the best place to ask but do you guys have any thoughts on where to employ some professional writers? Thanks in advance 🙂

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  78. Hey there! I just wanted to ask if you ever have any trouble with hackers? My last blog (wordpress) was hacked and I ended up losing many months of hard work due to no backup. Do you have any solutions to protect against hackers?

  79. Please let me know if you’re looking for a article writer for your weblog. You have some really good articles and I think I would be a good asset. If you ever want to take some of the load off, I’d absolutely love to write some content for your blog in exchange for a link back to mine. Please shoot me an e-mail if interested. Kudos!

  80. I’ve observed that in the world the present moment, video games are definitely the latest phenomenon with children of all ages. There are times when it may be not possible to drag your children away from the games. If you want the very best of both worlds, there are lots of educational gaming activities for kids. Interesting post.

  81. Today, with the fast life style that everyone is having, credit cards have a big demand throughout the market. Persons from every area are using credit card and people who not using the credit card have arranged to apply for one. Thanks for spreading your ideas about credit cards.

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